How to file your taxes as an Uber driver in Canada, step by step
From your Uber tax summary to the numbers on your T2125, GST/HST return and CPP schedule. A plain walkthrough of filing as a rideshare driver.
Delivery apps fit around class schedules, so a lot of students use them. The tax rules are the same as for anyone else, but a few things work in your favour.
You still report it all
Being a student doesn't change the rule: all your gig income goes on Form T2125. The platforms report what they paid you to the CRA, whether or not you file.
Tuition credits can cover your income tax
Your school issues a T2202 showing eligible tuition. The tuition credit reduces your income tax, and if you don't need all of it this year, you can carry it forward to future years.
Combined with the basic personal amount, many students who drive part-time owe little or no income tax.
CPP is different
Tuition credits reduce income tax, not CPP. If your net gig profit is above $3,500, you'll owe self-employed CPP at 11.9% on the amount above that. This is the bill that surprises students most.
A student with $9,000 of net delivery profit
| Income tax after basic personal amount and tuition credit | often $0 |
| CPP: ($9,000 − $3,500) × 11.9% | $654.50 |
The upside: those contributions count toward your future CPP pension.
Expenses cut both taxes
Every business expense you claim lowers your profit, which lowers CPP too. Track fuel, insurance, repairs, the business share of your phone and your delivery bag. If you deliver by bike, the bike and its upkeep count.
Why filing pays off
- GST/HST credit and provincial benefits, like the Ontario Trillium Benefit, are based on your filed return.
- RRSP room builds from earned income, including net self-employment income, even if you don't contribute yet.
- Tuition credits only carry forward if you file.
A note on the Canada workers benefit: full-time students enrolled for more than 13 weeks in the year generally aren't eligible, unless they have a dependant.
International students
Study permits have their own work rules, and gig work raises questions beyond tax. Check your permit conditions with IRCC or your school's international office before you start.
How MyGigLedger helps
MyGigLedger shows your CPP and income tax separately, so you can see exactly what your tuition credits cover and what you still need to set aside.
Sources
This article is general information based on CRA guidance as of September 29, 2026. It isn't tax advice. Rules change, and your situation may differ, so check with the CRA or a tax professional before you file.